Maybe a better question would be- How do I know if I fully used the value of my dental insurance plan this year?
The simplest answer is: We try to do that work for you and help to make sure that you are always getting the best value out of your individual dental insurance plan.
Before each and every visit we send pre-determinations, research your insurance coverage, usage and limitations, and do our very best to communicate with you along the way regarding the information we are receiving. Hopefully, this helps you read and understand the copy of the pre-determination and explanation of benefit (EOB) statements that your dental insurance company sends to you.
What does this mean for me?
Since December 31st marks the end of the benefit year for most dental plans, it means that any remaining dollars available to you that you have already paid for, by paying your monthly premium will be lost.
What can I do to prevent losing my benefits at the end of the year?
You can log into your dental insurance companies’ user portal or callyour insurance company to ask then exactly what type of coverage and how much you have remaining.
You can give us a call and we can help walk you though it. We can help you determine what remains unused and how to maximize your dental insurance plan to it’s fullest.
If you have any remaining dental benefits and dental care that you need completed, NOW is the time to schedule an appointment.
By delaying treatment, you risk more extensive and expensive treatment down the road. Even if you’re unable to complete treatment this year, you can at least get the ball rolling and use any leftover benefits, then in the New Year when you dental benefit renews, you can return to complete treatment. What may be a simplecavity now, could turn into a root canal later if left untreated.
Don’t Forget About Your Flexible Spending Account
Your dental insurance benefits may not be the only benefit that you could lose if you don’t use them by the end of the year. Not all employers allow you to roll over your Flexible Spending Account (FSA) funds at the end of each year. That means if you don’t use it, you lose it!
Electric toothbrushes, whitening strips, and our OxyFresh products all qualify as FSA approved expenses & double as a great practical gifts for your friends and family.
So, if you are drowning in cold medicine and have enough band aids in stock, why don’t you stop by the office and pick up a toothbrush this year instead! Or use what you have left to pay for the dental care that you may need!